Great news !

We are pleased to confirm that there are now up to a dozen lenders who will consider applicants who have a low credit score or even previous CCJ's or Defaults. The latter being dependant on when they were issued. Even if you have been declined by another lender you should still speak to ourselves.  There are also a number of Building Societies who do not credit score.

In addition there are some lenders who will consider mortgages for people in retirement with no age restrictions. Lending can be dependent upon pension income. This is not Equity Release !. Call now for full details.

95% mortgages are now available with most lenders but how much they will lend varies considerably.  There are a number of family supported mortgages available including one where the lender will advance up to 90% of the purchase price if a family member deposits a 10% deposit into a savings account.  After 3 years they can close the account and have their money back.

Re-Mortgages are available to consolidate other debts such as credit cards but you must consider the risks of paying off unsecured debts onto a mortgage which is secured upon your home.

We provide our clients with a trusted professional service . Whatever your particular requirements, whether it be a Residential, Buy to Let, Commercial, Bridging, Refurbishment Finance or a Secured Loan we ensure that we find the best solution for you.

Established in 1992 we are celebrating our 25th Anniversary. We offer a confidential and personal service to all our clients and like to meet all our clients to discuss their needs face to face.

We have access to the whole of the market which means that we can offer you products from almost all the lenders in the UK.  With advisers in Newport, Cardiff and North East London,we are able to provide a personal service to a large geographical area.

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