Family is important; that’s why it’s best to get expert advice to help protect what matters, when it matters!
Quite often you hear ‘it could never happen to me’ or ‘I’ll sort it out later’. Many people are still reluctant to ensure their family is protected in the event of them either being unable to work or death by accident or illness. How often do we all hear it after the event. If only he had Life Assurance.
As one would imagine, there are many types of Protection Policies to choose from. Finding the one that provides adequate cover and the right protection is not as easy as you may think. Our advisers can help you find the one that best meets your requirements and offers the protection your family needs at a cost you can afford. Protection policies include:
* Life Cover. * Mortgage Protection cover.
* Critical Illness which pays out on diagnosis of certain medical conditions.
* Permanent Health Insurance which canl pay out a monthly income up to retirement age.
* Income Benefits which pay an additional monthly income to your family after death.
Case study. A client took out a Permanent Health policy in 2010 for £1600 per month benefit. 12 months later they protracted an illness that prevented them from working. The client is still receiving that benefit in 2018. If it was not for this policy they may have needed to sell their house.
A new product on the market allows you to ensure yourself for up to £1500.00 per month payable for 12 months in the event that you are unable to work due to accident or illness. Full details and cost can be provided upon request.
Full details on all the above schemes available upon request.